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Term of Use

 

Effective July 14th, 2021

By using insuranceandfinancialplanners.com in any manner, you agree to all terms and conditions contained or referenced in these Terms of Use. These Terms of Use apply only to your use of InsuranceandFinancialPlanners.com and do not change or alter any other agreement or contract between you and Insurance and Financial Planners LLC.

Insurance and Financial Planners LLC. reserves the right, in its sole discretion, to modify or change these Terms of Use at any time without prior notice to you. Your continued use of allstate.com following the posting of any changes to the Terms of Use constitutes acceptance of those changes.

If at any time you choose not to accept these Terms of Use, please do not use this Web site or send e-mail to any allstate.com e-mail address.

 

JURISDICTIONAL STATEMENT

This Web site is controlled, operated and intended for use only in the United States of America. We do not represent that materials on this Web site are appropriate or made available for use outside of the United States of America.

PRIVACY POLICY

Our Privacy Statement describes our use and protection of nonpublic personal information ("customer information") and will help you understand how we treat the customer information that we obtain from you or other sources in the course of providing you with products and services. We urge you to read our Privacy Statement.

OWNERSHIP OF MATERIALS AND RESTRICTIONS ON USE

The information on this Web site, along with any materials (including, for example, press releases and product descriptions) is the copyrighted work of Insurance and Financial Planners LLC. and is protected under United States and worldwide copyright laws and treaty provisions. Insurance and Financial Planners LLC. grants you permission to copy such materials so long as each copy: (i) is solely for informational, non-commercial use and is not modified or revised in any manner; (ii) plainly displays all copyright and other proprietary notices, in the same form and manner as on the original; and (iii) displays a statement that the materials are used solely with permission of Insurance and Financial Planners LLC.. To seek permission for any other use, please contact Insurance and Financial Planners LLC.

BULK E-MAIL AND OTHER PROHIBITED E-MAIL

The Insurance and Financial Planners LLC. computer network (which includes, but is not limited to, the technology and applications which support the e-mail functionality Insurance and Financial Planners LLC. provides its officers, employees, independent contractor agents, and other authorized users) is the private property of Insurance and Financial Planners LLC..

Insurance and Financial Planners LLC. prohibits any bulk e-mail transmissions to be sent, or caused to be sent, over the Internet to InsuranceandFinancialPlanners.com e-mail addresses unless Insurance and Financial Planners LLC., through one of its officers, has specifically requested or authorized the sending of such bulk e-mail. For purposes of these Terms of Use, the word "bulk" shall mean an e-mail message, or group of identical or similar e-mail messages, sent to more than 20 different allstate.com addresses in any 24-hour period.

Insurance and Financial Planners LLC. also prohibits any e-mail transmissions of the following types to be sent, or caused to be sent, over the Internet to more than 5 different InsuranceandFinancialPlanners.com e-mail addresses in any 24-hour period unless Insurance and Financial Planners LLC., through one of its officers, has authorized the sending of such e-mail: (1) commercial advertising; (2) informational announcements; (3) political or religious tracts; or (4) solicitations for funds or donations.

Insurance and Financial Planners LLC. prohibits any e-mail transmission to be sent, or caused to be sent, over the Internet to any InsuranceandFinancialPlanners.com e-mail addresses if the e-mail is intended to, or appears intended to, harass, embarrass, threaten, defame or impersonate any person, or if the e-mail is pornographic, offensive, indecent, discriminatory or offensive on the basis of sex, color, national origin, race, age, religion, sexual orientation or disability.

Insurance and Financial Planners LLC. prohibits any e-mail transmission to be sent, or caused to be sent, over the Internet to any InsuranceandFinancialPlanners.com e-mail address that makes use of a forged header or deceptive addressing, or which attempts in any manner to disguise the source of the e-mail.

Insurance and Financial Planners LLC. prohibits the harvesting or collection of the e-mail addresses of Insurance and Financial Planners LLC. agents and/or personal financial representatives from the InsuranceandFinancialPlanners.com web site for the purpose of sending bulk e-mail to InsuranceandFinancialPlanners.com e-mail addresses.

Insurance and Financial Planners LLC. reserves the right to take all legal and technical steps available, including pursuing civil remedies and criminal prosecution, to prevent bulk or other prohibited e-mail from entering, utilizing or remaining within the Insurance and Financial Planners LLC. computer network.

Nothing in this policy is intended to grant any right to transmit or send e-mail to, or through, the Insurance and Financial Planners LLC. computer network. Insurance and Financial Planners LLC.'s failure to enforce this policy in every instance in which it might have application does not amount to a waiver of Insurance and Financial Planners LLC.'s rights.

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